Mega Millions prize of $654M is nation's 4th-largest

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The jackpot for Powerball has grown to $345 million, while Mega Millions stands at $654 million for the drawing on Tuesday. It's the second-largest jackpot in the game's history and fourth-biggest lottery jackpot ever in the United States.

If someone wakes up Wednesday a multi-millionaire, they are encouraged to do a few things before cashing in the ticket.

The last time anyone won the Mega Millions jackpot was July 24, when a group from California claimed a $543 million prize.

Wednesday night's Powerball drawing will be the 19th since the jackpot was last hit August 11, when a $245.6 million jackpot was won on a ticket sold in NY.

Mega Millions is not the only game in town.

And if you prefer math to luck, here is an eye-opening disclaimer: The odds of winning the Mega Millions jackpot are 302,575,350 to 1.

Virginia Lottery says it expects to sell more than 1.1 million tickets on Tuesday for that day's drawing. It was the largest prize distributed for a single ticket. Any player who matches all numbers Wednesday night will win $9.6 million ($5.53 million cash option).

The estimated $654 million jackpot refers to the annuity option, paid out over 29 years. "Jackpot fever is definitely sweeping the country!"